Fees & Payment

Dr. Quarto provides counseling & psychological testing services to Tennessee & Michigan residents.  He does not conduct court ordered evaluations.  Clients who make a financial commitment to participate in counseling or obtain a psychological evaluation are investing in themselves in the long run.  Mental wellness is the key to a healthy and happy life.

Fees

Dr. Quarto’s fees are competitive and based on his education level, experience and expertise (call around and see what other Ph.D.-level therapists are charging for their services):

Payment options

Insurance:  Dr. Quarto is an out-of-network provider for all insurance companies.  Here is some information to clarify what is meant by “out-of-network:”  click here.

It is possible your insurance company will pay for a portion of the costs of services.  Dr. Quarto will be happy to contact your insurance company to verify your benefits and inform you of these benefits prior to scheduling your first appointment.

Dr. Quarto can submit a claim to your insurance company and assign benefits to you since you will have paid for services with a credit card or check at the end of your appointment.  Alternatively, Dr. Quarto will provide you with a receipt (i.e., “superbill”) that you can submit to your insurance company for possible reimbursement of services using an app from Reimbursify (https://reimbursify.com/individual-page/).

How does Reimbursify work?  It’s simple:

  1. You see Dr. Quarto and pay for the visit.
  2. He will give you a detailed receipt (known as a “superbill”) that has the necessary information on it to file a claim with the Reimbursify app within minutes.
  3. The app will alert you when the claim has been received by your insurance company and then again when you should expect your reimbursement check in the mail (usually within 2-4 weeks). That’s it! There are no forms to fill out, nothing to fax or mail, and nothing to remember.

Payment is due in full at the end of each counseling session or psychological evaluation appointment.

Health Savings Accounts/Flexible Spending Accounts (HSAs/FSAs): You may work for a company that contributes to a Health Savings Account.  These funds may be used to offset the costs of mental health services.  HSAs and FSAs allow clients to spend pre-tax income on medical expenses such as counseling and psychological evaluations.  You are encouraged to check with your human resources office to find out if these options are available to you.

Counseling and psychological testing services are usually tax deductible as a medical expense.

Self-pay:  In addition to cash and check, debit and credit cards are acceptable forms of payment (debit/credit card only for online appointments).

NEW!! SQUARE INSTALLMENTS!

You know Square as the little white credit card reader that plugs into a smartphone so your favorite food truck, coffee shop or boutique can accept payments. Square is used by millions of small and large businesses across the U.S.  With Square Installments you can apply for financing and take up to 12 months to pay for services!  Check out “Frequently Asked Questions” about Square Installments here: https://squareinstallments.com/apply/cjq

Ineligible insurance companies

Dr. Quarto does not submit claims to the following insurance companies:

  • TRICARE
  • TennCare
  • Upper Peninsula Health Plan
  • Healthy Michigan Plan
  • Medicare/Medicaid
  • HMO companies/plans

Don’t forget about deductibles!

Keep this in mind:  You may have a deductible that you are required to pay/meet before your insurance company pays anything.  If this is this case and you are required to pay the entire psychological testing fee, then Dr. Quarto can offer you a reduced fee for the evaluation if completed online (i.e., instead of coming to Dr. Quarto’s office you would meet with him online using a “Skype-like” video app.  Adult clients only).  You may have an HSA/FSA that you can use to pay your deductible (discussed above).



509 Crossway Ave.
Murfreesboro, TN 37130

chris@chrisquarto.com
(615) 403-5227

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